You may feel invincible, but insurance is for life’s unexpected moments.
Not only is it wise to have health insurance, it is a requirement of the exchange visitor (EV) program. Therefore, IENA requires participants to have health insurance for their entire stay in the US, not just the program dates. Exchange visitors must be covered for each day that they are physically present in the US, even on the day of arrival and departure.
If your stay will exceed 123 days, you will be charged $90 for an extra month (even if you are staying only one extra day). Our system will automatically invoice you for this.
Insurance in the US can be complicated. Once you get your policy details, you should familiarize yourself with what’s covered and what isn’t. Remember to confirm doctors and urgent care centers nearby to you.
Exchange visitors should also be aware that US employers must carry valid worker’s compensation insurance for any on-the-job injuries.
Emergency room (ER) visits in the US are expensive and should only be used for genuine emergencies. Participants should contact their health insurance provider to confirm local “in network” medical professionals or urgent care centers when they settle into their host location.
Participants should report injury/illness to IENA if it resulted in . . .
– Overnight hospitalization.
– Adjustment of work duties to accommodate the injury.
– Changing to different position to accommodate the injury.
– Missing working in a 24-hour period or longer
– Ending program early.
Information about common mental health issues, including warning signs and resources, is available on the US Department of Health and Human Services website.
If you or someone you know is suicidal or in emotional distress, contact the National Suicide Prevention Lifeline or 1 800 273 8255. Trained crisis workers are available to talk 24 hours a day, 7 days a week. Your confidential and toll-free call goes to the nearest crisis center in the Lifeline national network. These centers provide crisis counseling and mental health referrals.
US health and safety information is always available for reference in participant IENA accounts, where EVs can also download a copy of their insurance information.
Questions? Contact IENA for further guidance.